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Overwhelmed with Debt? Bankruptcy May be the Answer. We Offer Solutions for Every Debt Related Need.

Charlotte Bankruptcy Advice

Trustworthy Bankruptcy Lawyer in Charlotte

If you are being hassled by creditors and are not able to make even your minimum payments, or you are delinquent on your mortgage payments, you may need to file for bankruptcy protection. To provide you with accurate advice on bankruptcy, our firm must have all the facts first. Our experienced bankruptcy lawyer at Schwilm Law Firm, PLLC can review your individual circumstances and help you determine what type of bankruptcy you should file. We help you organize a plan of action and take charge of your financial future.

Steps to Take if You are Considering Bankruptcy

At Schwilm Law Firm, PLLC, we encourage you to stop using credit as an alternative to cash. Find a way to work within a budget, seek credit counseling, stop using your credit cards and take charge of your financial situation. In addition, do not take a loan from your retirement account to pay your bills without first seeking advice from our qualified Charlotte bankruptcy attorney.

Strategies to Help Move Toward Financial Freedom

Your plan for debt management must fit your needs. Below are a few tips to consider:

  • Set goals. Knowing where you want to end up is important. Establish your financial goals and the time frames for achieving them. This can play an important role in determining whether filing for bankruptcy protection is necessary.
  • Examine where you are now. Understanding your current financial situation can help you decide the best means for reaching your goals. If discharging the majority of your debt under Chapter 7 provides you with financial freedom, we can help you create a plan of action. If you want to keep possession of certain assets and pay them off under Chapter 13, we can help you create a plan of reorganization.
  • Take action. Obtaining legal advice and creating a plan of action is important, but taking action is what helps you get back on the road to financial success.

Let us work with you in taking the necessary steps to obtain financial freedom. We have extensive experience in helping our clients determine their debt relief options and successfully securing a second chance for their financial future.

Request a Free Consultation with a Charlotte Bankruptcy Lawyer

We serve the Charlotte metropolitan area and offer convenient parking at our office. We can administer your bankruptcy case quickly and efficiently, saving you time and money and giving you swift access to the financial freedom you deserve.

Let our bankruptcy attorney at Schwilm Law Firm, PLLC help you with a Chapter 7 or Chapter 13 bankruptcy initial free consultation. Contact or call us at (704) 750-1324.

We're Fully Equipped to Help Your Debt Issues

  1. Over 20 Years of Legal Experience
  2. Outstanding Personal Service
  3. Lasting Relationships
  4. A Comprehensive & Experienced Approach
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Our Client Testimonials

  • “They held my head through the whole process.”

    Former Client

  • “Mr. Schwilm was available when I needed him.”

    Former Client

  • “Lee and his staff was there for me every step of the way.”

    Diana McMillian

  • “Very caring and professional.”

    Lynda Delena

  • “I appreciate all their hard work on my case.”


  • “She was willing to work with me and my crazy schedule between a full time job and children.”

    Maryjo M.

  • “They turned what could have been a very difficult process into a very simple one.”

    Angelique Alexander

  • “Great to work with!”

    Former Client