Bankruptcy Advice

Lee was great to work with. His whole staff was very helpful. I would tell everyone to go to him.

Charlotte Bankruptcy Advice

Trustworthy Bankruptcy Lawyer in Charlotte

If you are being hassled by creditors and are not able to make even your minimum payments, or you are delinquent on your mortgage payments, you may need to file for bankruptcy protection. To provide you with accurate advice on bankruptcy, our firm must have all the facts first. Our experienced bankruptcy lawyer at Schwilm Law Firm, PLLC can review your individual circumstances and help you determine what type of bankruptcy you should file. We help you organize a plan of action and take charge of your financial future.

Steps to Take if You are Considering Bankruptcy

At Schwilm Law Firm, PLLC, we encourage you to stop using credit as an alternative to cash. Find a way to work within a budget, seek credit counseling, stop using your credit cards and take charge of your financial situation. In addition, do not take a loan from your retirement account to pay your bills without first seeking advice from our qualified Charlotte bankruptcy attorney.

Strategies to Help Move Toward Financial Freedom

Your plan for debt management must fit your needs. Below are a few tips to consider:

  • Set goals. Knowing where you want to end up is important. Establish your financial goals and the time frames for achieving them. This can play an important role in determining whether filing for bankruptcy protection is necessary.
  • Examine where you are now. Understanding your current financial situation can help you decide the best means for reaching your goals. If discharging the majority of your debt under Chapter 7 provides you with financial freedom, we can help you create a plan of action. If you want to keep possession of certain assets and pay them off under Chapter 13, we can help you create a plan of reorganization.
  • Take action. Obtaining legal advice and creating a plan of action is important, but taking action is what helps you get back on the road to financial success.

Let us work with you in taking the necessary steps to obtain financial freedom. We have extensive experience in helping our clients determine their debt relief options and successfully securing a second chance for their financial future.

Request a Free Consultation with a Charlotte Bankruptcy Lawyer

Let our bankruptcy attorney at Schwilm Law Firm, PLLC help you. For a Chapter 7 or Chapter 13 bankruptcy free initial consultation, call 704.567.5252 or contact us online. We serve the Charlotte metropolitan area and offer convenient parking at our office. We can administer your bankruptcy case quickly and efficiently, saving you time and money and giving you swift access to the financial freedom you deserve.